Credit Insurance: Supporting UK Businesses with Confidence in 2025

Our services

We advise businesses in all sectors, and have particular expertise in hospitality, technology, property, healthcare, transport-logistics, food delivery and more.

Running your business and keeping it on track is your key to success, but every now and again things can go wrong. Verlingue can help you access the right insurance tailored to your unique business needs.

Employee Benefits

Verlingue, as your expert insurance broker, understands the strategic value of Employee Benefits. We design programs that are considered, affordable, and sustainable, empowering businesses to attract, reward, and retain the exceptional employees essential for prosperity.

In 2025, the UK Credit Insurance market is providing businesses with stability and opportunity. After several challenging years of rising insolvencies, the picture is improving:

Company failures in the UK fell by 5% in 2024 (23,872 vs 25,158) and are forecast to decline further this year and into 2026*. This is welcome news for businesses of all sizes, especially those trading on credit terms in competitive markets.

_{*Gov.uk: Commentary - Company Insolvency Statistics December 2024}

Trade Credit Insurance

From protection to growth

Credit Insurance is no longer seen purely as a safeguard against bad debt – it is increasingly recognised as a tool for growth. By protecting against the risk of customer insolvency or protracted default, businesses can trade more confidently, extend credit to new customers, and strengthen relationships with existing ones. It also provides reassurance to finance providers, making access to funding easier and more cost-effective.

An evolving market with new opportunities

The market itself is evolving to meet these needs. Allianz Trade has recently launched enhanced cover with broader political risk protection, while innovative Insurtech’s such as Bondaval are simplifying policy management and giving businesses clearer insights into portfolio risks. This combination of stability, innovation, and healthy competition makes 2025 an ideal time for businesses to review their Credit Insurance arrangements.

Verlingue: Your Partner in Credit Insurance

At Verlingue, we help our clients unlock the full benefits of Credit Insurance. As a specialist broker, we work closely with Insurers to secure the right cover, negotiate competitive terms, and provide ongoing support throughout the policy year. Our expertise spans a wide range of industries, and we pride ourselves on building long-term partnerships that add real value.

Whether you are new to Credit Insurance or looking to enhance an existing programme, Verlingue can help you protect your business, support your growth plans, and trade with greater confidence in 2025 and beyond.