At Verlingue, we provide expert insurance and risk management tailored for biotech, pharma, MedTech, and digital health companies. From clinical trials to global distribution, we safeguard your innovation and help you navigate complex risks. Partner with Verlingue’s specialist Life Sciences team to stay resilient and focus on what you do best: innovate.
We help life sciences businesses manage risk from discovery to delivery. Whether you’re launching your first clinical trial or involved in global distribution, the life sciences sector brings unique insurance challenges - from product liability and trial exposures to intellectual property and data protection.
Our specialist Life Sciences Practice brings over a decade of experience supporting high-growth and multinational organisations. We provide expert guidance, insurer access, and bespoke risk programmes to help you manage uncertainty and meet regulatory demands with confidence in a high-stakes industry.
Why Verlingue
At Verlingue, we understand the complex and highly regulated nature of the life sciences industry. From biotechnology and pharmaceuticals to clinical research and medical devices, our team brings deep sector expertise.
Beyond traditional insurance, we deliver strategic risk management solutions tailored to your operations, growth stage, and global footprint. With a proactive, advisory-led approach, we help life science companies anticipate challenges, protect innovation, and remain resilient in a fast-moving market.
Insights
Our specialist team
Debbie Moss, Consultant Director
Head of Life Sciences Practice
"With over 25 years’ experience in insurance and risk management, I specialise in supporting life science companies to navigate their unique risks and protect their innovations. I provide tailored solutions that enable businesses to grow confidently in a complex and evolving industry."
FAQs
What is life sciences insurance?
Life sciences insurance is a specialist insurance programme designed for organisations operating in sectors such as pharmaceuticals, biotechnology, medical devices and research. It brings together multiple covers to protect against the complex risks involved in research, development, manufacturing and distribution.
Why do life sciences businesses need specialist insurance?
Life sciences organisations face unique and evolving risks - from clinical trials and regulatory scrutiny to product liability and intellectual property exposures. Standard commercial insurance policies often do not provide sufficient protection for these complex activities.
What types of businesses are covered under life sciences insurance?
Life sciences insurance can support a wide range of organisations, including:
Pharmaceutical and biotech companies
Medical device manufacturers
Contract research organisations (CROs)
Research and development firms
Healthtech and diagnostics businesses
What insurance covers do life sciences companies typically need?
A comprehensive programme may include:
Public, product and employers’ liability
Clinical trials insurance
Professional indemnity
Directors’ & officers’ liability
Cyber and data protection cover
Property and business interruption
Intellectual property protection
What are the biggest risks faced by life sciences companies?
Common risks include:
Product defects, recalls or contamination
Regulatory action or compliance failures
Intellectual property disputes
Clinical trial incidents
Cyber breaches involving sensitive data
These risks can lead to significant financial and reputational impact if not properly managed.
Do life sciences insurance needs change as a company grows?
Yes. Insurance requirements evolve throughout the business lifecycle - from early-stage research and funding through to clinical trials, commercialisation and global expansion. Policies should adapt alongside this growth to reflect changing exposure.
Why are employee benefits important in the life sciences sector?
Life sciences businesses operate in a highly competitive talent market, where attracting and retaining specialised skills is critical. A strong employee benefits package supports employee wellbeing, engagement and retention - all vital for business performance.
Can insurance and employee benefits be aligned into one strategy?
Yes. Integrating business insurance and employee benefits into a single risk management strategy can help organisations:
Protect both their people and operations
Improve resilience
Create a more joined-up, efficient approach to risk and wellbeing
*The information provided in this FAQ is for general guidance only and does not constitute advice. Any cover, terms, conditions and availability will vary depending on the insurer and the individual circumstances of each business.