13 February 2026
In a recent interview with Insurance Business, Ian McKinney, explored how boards and senior finance leaders are reshaping their risk priorities in the post-COVID era. Cyber risk, digital resilience and business continuity are now firmly at the top of the agenda. As businesses become more digitally dependent and exposed to systemic disruption, organisations are increasingly focused on understanding the risks that are harder to see, but potentially more damaging.
Ian notes that where risk planning once centred on physical exposures such as fire, injury and property damage, discussions have shifted towards cyber threats, data, digital risk and continuity planning. This change is also influencing how decision-makers evaluate insurance programmes. Rather than comparing policies based on price alone, boards are asking deeper questions about whether cover will truly respond in the event of a major incident. This mindset was clearly shaped by the ongoing lessons of COVID-related disruption.
“Before COVID, everything was very physical – fire, injury, property damage. Now everybody wants to talk about cyber, digital risk, data and continuity.”
The interview also highlights the evolving expectations placed on brokers. Businesses are looking for partners who can bring meaningful insight, close knowledge gaps around cyber risk, and maintain proactive engagement throughout the year, and not just at renewal.
Ian McKinney also points to artificial intelligence as a growing area of uncertainty, with potential liability and litigation risks likely to increase as adoption accelerates.
Read the full interview via Insurance Business here.