20 April 2026

It’s a simple question, but one that can become surprisingly important in the context of insurance and claims, particularly when trying to recall the details of an incident on the road.

Chances are, you don’t, unless something different happened along the way; a sudden road closure, an accident, or perhaps spotting something curious or out of the norm. Without these moments, the daily commute often fades into the background, lost in routine.

Why don’t we remember our journey to work? 

We all know what monotony is, it’s the repetitiveness of doing the same thing every day. Over time, our brains stop paying attention to details that don’t change.

Then there is procedural memory. According to VeryWellMind1:

“Procedural memory, also called implicit memory, is a type of long-term memory involved in the performance of different actions and skills. Essentially, it is the memory of how to do certain things. Riding a bike, tying your shoes, and cooking an omelette without a recipe are all examples of procedural memories.”

 

 

In other words, once you’ve done something enough times, your brain switches to autopilot. The journey becomes automatic and forgettable.

Finally, there’s familiarity of route. The more often you travel the same route, the less your brain needs to actively process it. You stop seeing, stop remembering the journey, even though you’re moving through it.

This is something we often see reflected in insurance claims. When incidents occur during routine journeys, details can be harder to recall because the drive itself felt automatic.

However, not all commutes are forgettable, certain disruptions can snap us out of autopilot.

 

Reasons why we remember the journey

 

In the context of claims, these moments often become key reference points, helping individuals piece together what happened and when.

In case you’re wondering why – Where did the Amazon lorry go? A colleague mentioned driving behind one for a significant portion of their commute, only to realise it was no longer in front of them without consciously noticing it had turned off the road. 

This is a perfect example of how even the most noticeable things can slip out of our memory, especially during routine journeys.

1https://www.verywellmind.com/what-is-procedural-memory-2795478

 

 

Joseph (Joe) Shrivell Cert CII 

Assistant Claims Associate  

joe.shrivell@verlingue.com

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