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Briefing: Coronavirus and Business Insurance

Briefing: Coronavirus and Business Insurance

… issues - policy exclusions. Typical policy exclusions of particular relevance to coronavirus claims include losses arising from contamination (particularly if the exclusion refers to harmful pathogens)…

How to Avoid Winter Driving Risks

How to Avoid Winter Driving Risks

… when going downhill or making sharp turns to prevent skidding. Deter vehicle thieves — Insurance claims data provides that vehicle theft incidents typically increase in the winter months. This…

The Most Common Phishing Techniques

The Most Common Phishing Techniques

… the attacker impersonating a supplier, partner company or bank provider and sending an email that claims your organisation has an outstanding invoice. From there, the email will request that you click on an…

Managing risk in your business through Covid-19

Managing risk in your business through Covid-19

… need to ensure they are properly prepared. As we have outlined in our recent Risk Management and Claims Defensibility blog, good communication and a comprehensive audit trail are both vital.  Start…

Health & Safety

Health & Safety

… standards slip, the consequences can be costly not only in financial terms through fines, claims, and downtime, but also in human terms, with injuries, lost confidence, and long-lasting reputational…

6 Risks the food and drink industry faces

6 Risks the food and drink industry faces

… way to the boardroom in the form of class actions and potentially Directors’ & Officers’ insurance claims. Historical risks seen in the tobacco industry could be repeated in other areas such as obesity or…

Cryptocurrency – Manage the Risks and Reap the Rewards

Cryptocurrency – Manage the Risks and Reap the Rewards

… jurisdictions. Also, the premium can be lower than the alternative regulatory capital required. Claims against directors are on the increase and the cost of claims is rising. This has been driven by a…

The importance of Directors' and Officers' liability insurance in the life science sector

The importance of Directors' and Officers' liability insurance in the life science sector

… This includes coverage for regulatory investigations, securities class actions, and derivative claims, as well as adequate limits to match the company’s size, funding stage, and geographical footprint. …

4 ways to use health cash plans to mitigate rising PMI premiums

4 ways to use health cash plans to mitigate rising PMI premiums

… of contact for routine and preventative care, organisations can significantly reduce lower-cost claims being routed through PMI.  This not only preserves PMI capacity for more serious or complex…

Insolvencies at an all-time high- what can you do to protect your Business

Insolvencies at an all-time high- what can you do to protect your Business

… signs of reputational damage. Examine carefully their financial results, credit rating and insurance claims. If the cumulative results are not good, then you need to act. What should you…